Platform Status: Under Active Development 🛠️

Pre-Launch Phase

VeePay Pre-Launch & Merchant Early Access

We are currently in active technical development and pre-launch preparation. Register your business now for priority sandbox access & 1-month 0% fees upon official release!

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Unified Payment Gateway · Iraq

Unified Payment Infrastructure with Intelligent Routing

Connect all your payment channels and unlock limitless local & global payment methods through one powerful platform.

Unified API

Global & Local Rails

Bank-Grade Security

Gateway Routing

Iraqi Wallets

Scheduled Settlement

Payment Orchestration EngineVeePay Intelligent Multi-Rail Switch

Universal API

Incoming Transaction #VP-9024Auto-Routing

Amount Processed

50,000 IQD

Settlement Cycle

Scheduled Direct (T+1)

Smart Dynamic Routing

Automatic least-cost & highest-success failover

< 28ms

Unified Gateway Adapters100% Up

24ms

ZainCash Direct

Digital Wallet

28ms

First Iraqi Bank (FIB)

Direct Banking

32ms

QiCard Iraqi Switch

National Switch

42ms

Visa / Mastercard Global

3D Secure Cards

Scheduled Bank Settlement

Periodic Direct Deposit

PCI DSS Level 1

Bank-Grade Tokenization

Universal

Unified API Gateway

Single RESTful integration connecting all payment channels.

IQD Focus

Native IQD Processing

Precision billing, ledger tracking & reporting in Iraqi Dinars.

SLA Uptime

99.98% High Availability

Smart failover across ZainCash, AsiaPay & QiCard.

Special Gift

0% Onboarding Fee

1 month 0% fee promotion for waitlist merchants.

Two Flexible Ways to Start

Choose Your Path to Sell & Accept Payments in Iraq

Launch a turnkey online store with zero code and start selling immediately, or integrate our developer-friendly APIs into your custom platform.

No-Code Workflow

Create Your Store, Add Products, & Start Selling Instantly

No-Code

1. Setup Online Store

Launch in 2 minutes with custom branding, logo, and subdomain.

Catalog

2. Add Products & Stock

Upload item photos, set IQD/USD prices, and manage inventory.

Omnichannel

3. Share & Sell Everywhere

Share links on WhatsApp, Instagram bio, SMS, or QR code.

Instant Rails

4. Accept & Get Paid

Accept all Iraqi wallets & cards with instant payment notifications.

Interactive Visual Diagram: Turnkey Store to Instant Payment

Merchant Storefront

veepay.store/shop

In Stock: 42 unitsSelect to test

1-Click Checkout

65,000 IQD

First Iraqi Bank (FIB)

Active

FastPay Mobile Wallet

Active

Visa & Mastercard (3DS 2.0)

Active

Super Qi & ZainCash

Coming Soon

Instant Confirmation

Order ID:#VP-8921

Order Amount:65,000 IQD

WhatsApp Alert:Sent ✓

Merchant Ledger:+Credited

Live & Ready

Direct Wallet & Bank Acceptance

Receive Payments Instantly Across All Iraqi Wallets & Banks

Empower your customers to pay in seconds through any Iraqi digital wallet (ZainCash, AsiaPay, QiCard, FIB, FastPay) or international cards. Funds settle instantly to your merchant balance with real-time webhooks.

Direct integration with Iraq's most widely-used digital wallets
Precision accounting and ledgering in Iraqi Dinars (IQD)
Scheduled periodic settlement with automatic payment confirmations

Consolidated Merchant LedgerMulti-Wallet Settlement Stream

Live Stream

Today's Settled Volume +24.8% vs yesterday

2,200,000 IQD($1,679.38 USD)

Real-Time Incoming Payments

FIB Direct Debit

Ahmed K. (Erbil)

+1,250,000 IQD

Settled • $954.20

ZainCash Iraq

Mustafa R. (Baghdad)

+450,000 IQD

Instant • $343.50

QiCard Iraqi Switch

Sara T. (Basra)

+180,000 IQD

Cleared • $137.40

FastPay Kurdistan

Rezan H. (Sulaymaniyah)

+320,000 IQD

Instant • $244.27

Same-day automated merchant payout0 Intermediaries

Smart Multi-Gateway SwitchAutomated 0-Hop Failover Policy

Auto-Optimized

Cascading Gateway RulesLatency: 24ms

First Iraqi Bank (FIB)

Priority 1 (Primary)

Fee: 0.5% FlatSpeed: 1.2sHealth: 100%

ZainCash Direct Wallet

Priority 2 (Failover)

Fee: 1.2%Speed: 1.8sHealth: 99.98%

QiCard National Switch

Priority 3 (Fallback)

Fee: 1.5%Speed: 2.1sHealth: 99.95%

Zero-downtime automated cascading99.98% Pass

Gateway Routing & Controls

Configure & Toggle Payment Gateways in One Click

Take absolute control over your checkout channels. Turn specific digital wallets, domestic card switches, or international payment methods on or off instantly with dynamic routing and zero downtime.

Zero-code toggle controls for all Iraqi payment channels
Smart failover routing to prevent customer transaction drop-off
Branded checkout customization matching your exact theme

Developer API & Keys

Seamlessly Connect Your Platform with Secure API Keys

Generate and manage API keys to securely integrate VeePay's payment rails into your software. Leverage RESTful endpoints, signed HMAC webhooks, and idempotent charge processing.

Separate Sandbox and Production API keys
Cryptographically signed Webhooks with automatic retry
Official SDKs with TypeScript definitions & comprehensive docs

Developer Credentials & WebhooksAPI Keys & Live Webhook Engine

Sandbox & Live

Production Secret Key (Live)Active

sk_live_99f8a••••••••••••••4b72

Test Sandbox KeyReady

pk_test_88a1b••••••••••••••2c91

Granular scopes & IP whitelisting2FA Active

POST https://api.veepay.krd/v1/charges

import { VeePay } from "@veepay/sdk";

const veepay = new VeePay(process.env.VEEPAY_SECRET_KEY);

const charge = await veepay.charges.create({
  amount: 50000,
  currency: "IQD",
  paymentMethod: "zaincash",
  description: "Invoice #1084 — Cloud Server License",
  customer: {
    phone: "+9647801234567",
    name: "Ahmed Al-Iraqi",
  },
});

console.log("Payment status:", charge.status);

200 OK — SUCCESSapplication/json

{
  "id": "ch_iq_9832104",
  "status": "succeeded",
  "amount": 50000,
  "currency": "IQD",
  "method": "zaincash",
  "fee": 0,
  "settlement": "instant",
  "created_at": 1723851480
}

Smart Payment Links Engine1-Tap Mobile Checkout

No Website Needed

Generated Payment LinkReady to Share

veepay.krd/pay/invoice-8921

Invoice #8921120,000 IQD

Select payment method:

1-tap deep-link checkoutAverage: 1.8s

Instant Payment Links

Collect Payments Easily by Sharing a Secure Payment Link

Create a customized payment link in seconds and share it via WhatsApp, SMS, or social media. Your customers can pay effortlessly through any local wallet or bank card without requiring a website.

Single-use or reusable payment links with custom expiry
Direct WhatsApp share with instant payment confirmations
Automatic digital invoice receipts and audit trails

Payment Orchestration Engine

The Premier Payment Orchestration Platform for Iraq

VeePay was engineered to eliminate payment fragmentation in the Iraqi market. By unifying all major Iraqi digital wallets and card networks into a single API, we empower merchants to scale without multi-contract overhead.

Unified Integration

One contract & single API for all Iraqi rails

Enterprise Security

PCI DSS Level 1 certified & 2FA protection

High Availability

Smart automated failover & instant payouts

Smart Multi-Rail ArchitectureVeePay Payment Engine v2.4

99.98% Uptime

1. Inbound Channels

Online Checkouts

SDKs & Plugins

Payment Links

SMS / WhatsApp

Unified REST API

Server-to-Server

Core Switch

VeePay Router0-Hop Auto Failover

PCI DSS~24ms

2. Direct Rails

First Iraqi Bank

Open Banking3s Settlement

ZainCash Iraq

Mobile WalletSub-second

QiCard & SuperQi

National SwitchDirect

FastPay & AsiaPay

Local WalletsInstant

Central Bank of Iraq compliant end-to-end financial encryption

TLS 1.3

Bank-Grade Compliance

Protecting Every Transaction with Bank-Level Standards

At VeePay, security is our foundational pillar. We provide a robust, PCI DSS-compliant infrastructure designed to meet the highest global regulatory standards.