End-to-End User Journey & Payment Architecture

The Complete User Journey with VeePay

Explore the step-by-step lifecycle from registration and KYB verification, multi-rail gateway configuration (BYOK), dynamic payment links, and smart routing checkout, to real-time settlement and bank payouts.

Interactive Architecture Navigator

The 9 Stages of the VeePay User Journey

Click any stage below to inspect technical execution, database entities, and CBI compliance standards.

Step 1: Registration & SecurityStage 01 of 09

Registration & Security Onboarding

Create enterprise merchant profile with SMS OTP verification, Google 2FA, KYB document ingestion, and 6-digit transaction PIN setup.

Live State & Parameters:

Account Type

Corporate Merchant Entity

Phone Verification

Verified via BoltOTP / SMS

Transaction PIN

•••••• (Encrypted Bcrypt)

Compliance Status

CBI Compliant / Verified

veepay-engine://user_journey/stage_01

Security Level: Maximum

Simulation: Onboarding & PIN Setup

VeePay Gateway Core State Machine

Account Type:Corporate Merchant Entity

Phone Verification:Verified via BoltOTP / SMS

Transaction PIN:•••••• (Encrypted Bcrypt)

Compliance Status:CBI Compliant / Verified

Normalized Engine Response:

{
  "stage": "01",
  "journey_entity": "user_journey",
  "name": "Registration & Security Onboarding",
  "status": "ACTIVE_OPERATIONAL",
  "controllers": ["RegisterController","LoginController","SetupPinController","SMSVerificationGuard"],
  "security_mode": "AES-256-CBC / HMAC-SHA256",
  "cbi_compliance": "ALIGNED"
}